1. The Agreement & Operator Status
Welcome to Semino. By accessing our website (semino.net), reading our Dictionary, or subscribing to our newsletters, you are agreeing to these Terms of Service. If you do not agree with any part of these rules, you must exit the platform.
Current Legal Status: As of the Effective Date, the Semino platform is a digital property owned, operated, and maintained by Kiril Koparanov. All references to "Semino", "we", "us", or "our" refer to this operating individual until the formal registration of the corresponding legal entity.
2. Educational Mandate (Not Financial Advice)
Nothing published on Semino constitutes personalized financial, investment, legal, or tax advice, nor does it create an advisor-client relationship.
We provide market intelligence, raw data analysis, and educational terminology translation. Accessing, reading, or receiving information from this platform does not establish any advisor-client, fiduciary, or other professional relationship between you and Semino or its operators. We do not evaluate your personal risk tolerance, portfolio, or financial goals. Any trading or investment decisions you make based on the educational content found on Semino are made entirely at your own risk. We strongly recommend consulting with a licensed financial advisor before deploying real capital in the markets.
3. Intellectual Property & Anti-Scraping
We invest significant time auditing, verifying, and translating complex financial data into plain English. The specific linguistic translations, articles, UI design, and dictionary definitions published on this platform are the intellectual property of Semino.[1]
Prohibited Actions: You may not use automated scripts, bots, or web scrapers to systematically extract data or definitions from the Semino platform to train third-party AI models, build competing databases, or reproduce our content elsewhere without explicit written consent.
4. Platform Access & Future Monetization
Access to the core Semino Dictionary and foundational market analysis is currently provided completely free of charge. We reserve the right to modify, suspend, or discontinue any aspect of the site at our discretion.
Furthermore, we reserve the right to introduce premium, paid features (such as interactive data environments or gamified financial learning tools) in the future. Any transition of new features to a subscription or paid model will be communicated clearly and will not retroactively affect the free status of our foundational educational content.
5. Limitation of Liability
The financial markets are inherently volatile. To the maximum extent permitted by applicable European Union law, Semino and its operators shall not be held liable for any direct, indirect, incidental, or consequential damages resulting from your use of the platform.
This includes, but is not limited to, financial losses, lost profits, or data inaccuracies. We strive for absolute factual correctness, but we do not guarantee that every piece of information will be perfectly accurate, complete, or up-to-date at the precise millisecond you read it.
6. Governing Law & Jurisdiction
These Terms of Service are governed by and construed in accordance with the laws of the Netherlands.[2] Any disputes arising from the use of Semino during this beta period shall be subject to the exclusive jurisdiction of the competent courts within the EU.
7. Amendments to These Terms
We may update these Terms of Service periodically to reflect operational changes, legal entity formation, or regulatory shifts. Continued use of the platform after any such changes constitutes your consent to the updated terms.
Legal Contact Email: contact@semino.net