Disclaimer

Semino is a free financial dictionary for education. Please read this before relying on anything on the site.

1.Education, not advice

Semino is not a licensed or registered investment adviser, broker or financial planner. Nothing on this website is personalised financial, investment, tax or legal advice, and nothing is a recommendation to buy, sell or hold any investment. The content explains how financial terms and concepts work in general; it doesn't take your personal situation, goals or risk tolerance into account.

2.Investing involves risk

• You can lose money. Investing in shares, bonds, funds, derivatives, cryptocurrencies or any other product can lose part or all of the money you put in.
• The past doesn't predict the future. Historical data, charts and examples show how something worked before. They don't guarantee future results.

3.Your decisions are your own

You are solely responsible for your financial decisions. Before acting on anything you read here, consider talking to a licensed professional who knows your circumstances. Semino and its founder, Kiril Koparanov, are not liable for any loss arising from the use of information on this site.

4.Accuracy and timeliness

Entries are researched against primary sources and checked before publishing. However, definitions and examples reflect the information available when they were written, and rules, rates and markets change. Always verify important figures with an official source, such as a company's filings on the SEC's EDGAR system, your broker, or the relevant regulator. Everything on the site is provided “as is”, without any warranty.

5.Examples and conflicts of interest

Companies, funds and historical events are mentioned only to show how a concept works. They are not recommendations. Semino accepts no payment from companies, brokers or PR firms to mention or shape anything. The author may personally hold investments that are mentioned; if an entry is ever primarily about a single company in which he holds a material position, that will be disclosed on the entry.

6.Links to other websites

Entries link to regulators, data sources and other websites for context. Semino has no control over their content, and a link is not an endorsement of their products, services or opinions.

By using semino.net you acknowledge this disclaimer. Questions: contact@semino.net.